Products available for purchase on this site are not insurance, nor are they intended to replace insurance. Insurance coverage cannot be bound or changed via submission of any online form/application, e-mail, voicemail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent.
Note that any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this site and / or in communication with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your benefit partner for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse or guarantee the accuracy of any information provided by those sites or the services provided by those vendors.
This site does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
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Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, please contact a qualified professional.
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